GT4EC - The GT-Four Enthusiasts Club

General Category => The Chill Out Room => Topic started by: simonst205 on November 11, 2009, 07:50:08 pm

Title: Insurance technical question
Post by: simonst205 on November 11, 2009, 07:50:08 pm

Hi,

If you have a comprehensive insurance policy which commonly allows you to drive other cars you dont own with 3rd party protection does that car need to have any insurance cover taken out by the cars owner?
For example my mate buys a car and hasnt yet insured the car himself. Can I drive the car legally?

Thanks
Simon

Title: Re: Insurance technical question
Post by: ChrisW on November 12, 2009, 12:41:24 pm

Hi Simon, agree with Bronzie on this one. The only time I have driven in similar circumstances was to drive a car to the scrap yard, after having informed the local police that the journey would take place.

Cheers

Title: Re: Insurance technical question
Post by: Coyoteboy on November 12, 2009, 03:05:48 pm

Indeed the car must be insured by its owner for your third party cover to count. The vehicle has to be insured to be on the road at all, imagine if you parked up and the handbrake released when you were gone, who's insurance covers it etc?

Title: Re: Insurance technical question
Post by: simonst205 on November 12, 2009, 09:58:23 pm

Thanks, you have confirmed what I thought. I'm sure if I drove past an ANPR vehicle a police car would soon be pulling me over.