GT4EC - The GT-Four Enthusiasts Club

General Category => The Chill Out Room => Topic started by: Coyoteboy on March 17, 2008, 12:27:27 pm

Title: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 17, 2008, 12:27:27 pm
Christ on a bike, getting quoted higher than the premium on the modified GT4 for a ~2000 1.8TD mondeo estate?!

So I need to re-think either the vehicle or the insurance company! Any ideas for cavernous (would consider small vans) super-high mpg diesels that go fairly cheaply and dont cost a lot to insure??
Title: Re: Diesel Runarounds - insurance?!
Post by: paul_gt4 on March 17, 2008, 04:14:06 pm
306 d turbo or hdi or xsara's are easy insured and do 50miles on a whiff of diesel
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 17, 2008, 04:15:14 pm
306 XRDT is even cheaper to insure than the D-Turbo and has the same oily bits, but is 5 door only.
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 17, 2008, 04:17:59 pm
306 had been on my list but I was a tad worried about its boot volume (with seats down) - wanna get bikes in there without stripping (them) completely. Originallyu was looking at escrot vans but felt that 400 motorway miles a week might be a bit noisy and harsh in one. Anyone any experience of the 306 with luggage?
Title: Re: Diesel Runarounds - insurance?!
Post by: paul_gt4 on March 17, 2008, 04:20:26 pm
nope but i have experience with 306 blowing engines i haven't dine 300miles in mines yet and blown 2 engines (2nd one complete head gasket failure, 1st one completely cooked it coming back from scotland)
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 17, 2008, 04:25:27 pm
306 comes in estate form to.

Ebay is your friend. ;D

http://search.ebay.co.uk/search/search.dll?sofocus=pf&sbrftog=1&dfsp=11&catref=C11&from=R40&_trksid=m37&satitle=Estate&sacat=9801%26catref%3DC6&a39=1968&a41=35982&a33535=33537&a85=-24&a38=-24&alist=a39%2Ca41%2Ca33535%2Ca85%2Ca38%2Ca18%2Ca3801&pfmode=1&reqtype=1&gcs=13&pfid=1150&pf_query=Estate&sargn=-1%26saslc%3D3&sadis=200&fpos=BT828AE&sabfmts=1&saobfmts=insif&ga10244=10425&ftrt=1&ftrv=1&saprclo=&saprchi=&fsop=11%26fsoo%3D1
Title: Re: Diesel Runarounds - insurance?!
Post by: paul_gt4 on March 17, 2008, 04:27:21 pm
some pretty good prices there only main problem with the HDI is water pumps and with all french cars electrics
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 17, 2008, 07:47:15 pm
Hmm the 306 is good old pug1.9 D based IIRC? They go forever, more or less?

The water pumps fail early on the the HDi or are they just a "make sure you swap it when you're mean to" part?
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 17, 2008, 11:36:58 pm
nope but i have experience with 306 blowing engines i haven't dine 300miles in mines yet and blown 2 engines (2nd one complete head gasket failure, 1st one completely cooked it coming back from scotland)

Yeah, Like its the cheese eating surrender monkeys fault that you can't drive.
Title: Re: Diesel Runarounds - insurance?!
Post by: silverspeed on March 18, 2008, 06:40:55 am
theirs a nice audi in 4 sale section..... ;)
Title: Re: Diesel Runarounds - insurance?!
Post by: ChrisW on March 18, 2008, 10:19:29 am
nope but i have experience with 306 blowing engines i haven't dine 300miles in mines yet and blown 2 engines (2nd one complete head gasket failure, 1st one completely cooked it coming back from scotland)

Yeah, Like its the cheese eating surrender monkeys fault that you can't drive.

 ;D ;D ;D
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 18, 2008, 11:38:03 am
Never had a problem with surrender monkey machines, other than keyless timing sprockets :S

Silverspeed - stick a decimal point in there and I'll buy it ;)
Title: Re: Diesel Runarounds - insurance?!
Post by: Redbeast on March 18, 2008, 12:45:11 pm
mazda 626, nissan primera, both worthless ont he second hand market, but big, reliable, actually quite chuckable.  decent economy too for a large car. 


Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 18, 2008, 05:27:08 pm
Hmm some curve balls there redbeast - will check them out.

Noticed the Astra 1.7DTi has great reviews, 850 litres of luggage space (massive!) and the owners club claim mpg returns on average of ~54ish, more on long runs. That sounds ace!
Title: Re: Diesel Runarounds - insurance?!
Post by: paul_gt4 on March 18, 2008, 06:08:27 pm
nope but i have experience with 306 blowing engines i haven't dine 300miles in mines yet and blown 2 engines (2nd one complete head gasket failure, 1st one completely cooked it coming back from scotland)

Yeah, Like its the cheese eating surrender monkeys fault that you can't drive.

yeah yeah and how many engines have you replaced recently, trooper and that nice thing twice mmmmmmm and a gt four as well, say no more
Title: Re: Diesel Runarounds - insurance?!
Post by: silverspeed on March 18, 2008, 07:41:05 pm
Never had a problem with surrender monkey machines, other than keyless timing sprockets :S

Silverspeed - stick a decimal point in there and I'll buy it ;)

£11400.99
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 18, 2008, 07:59:50 pm
 ;D

Now carefully nudge it left one digit. It'll thank you, and you'll shift your car faster ;)
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 20, 2008, 09:38:39 pm
This is so f**king depressing. The celica will sit and rot on the drive for 4 years or I use it as a daily still, but thats gonna cost me approx £10K more after 4 years, not including servicing, than buying and running a nice modernish diesel. I can barely justify keeping her but I know I'd get jack all for her if I sold her :(
Title: Re: Diesel Runarounds - insurance?!
Post by: silverspeed on March 23, 2008, 08:13:54 am
5 years and the audi would have paid for itself.
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 25, 2008, 09:45:28 am
£11K = 54K miles extra in fuel. But then that assumes I never drive or insure the celica and that the loan required to buy it was at 0% :) From a few fast calcs, it would only cost me 4K more over 4 years to keep the celica as a daily driver at 15K miles a year than it would to bin it and buy a 2.5K TD estate to do the same. Hardly seems worth it lol.
Title: Re: Diesel Runarounds - insurance?!
Post by: silverspeed on March 25, 2008, 08:07:27 pm
thats a no then?   ;D
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 25, 2008, 09:12:58 pm
:D lovely motor but I need a house too :)
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 25, 2008, 09:39:30 pm
thats a no then?   ;D

My sawzall option is still on the table. ;D
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 25, 2008, 10:29:20 pm
Been to see a couple of the 306 estates - as agricultural inside as my 205 even 10 years later! but nice enough and currently top of my list.
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 27, 2008, 06:37:22 pm
Buy it then screw out the pump for big power (and 007 style smoke clouds to confuse the speed cameras)   ;)
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 27, 2008, 07:26:55 pm
lol I'd need serious clouds to hide from the bloody cameras on the way up the M74!
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 27, 2008, 07:39:17 pm
Can't you just change lanes? Or is that only the new cameras?
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 27, 2008, 07:44:27 pm
Two types of camera in thought here - SPECs (two a fixed distance apart) are rather more complex than being beaten by changing lanes. The other kind, Laser/cameras on the bridges/in vans are one-shot only and catch you there and then. The M74 has the laser cameras on all 3 lanes in about 3 spots on my route lol.
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 27, 2008, 07:46:15 pm
Come the revolution, you can shoot the *BLEEP*ers. >:(
Title: Re: Diesel Runarounds - insurance?!
Post by: Coyoteboy on March 27, 2008, 08:12:20 pm
Sunroof mounted missiles - what a great idea!
Title: Re: Diesel Runarounds - insurance?!
Post by: bazza2541 on March 27, 2008, 08:14:51 pm
Sunroof mounted missiles - what a great idea!


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